Officer, Credit Risk Management

Company Name: IDLC Finance Limited


Roles & Responsibilities:

  • Comprehensive visit to prospective customer to identify customers creditworthiness
  • Assess clients requirement and match the same against repayment capacity with the help of key financial indicators and subjective judgment
  • Preparing credit memo based on relevant lending guidelines/PPG and close the request
  • accordingly
  • Maintain liaison and correspond with RMs for meeting queries from approver related to credit proposals
  • Ensure compliance with internal policies and external regulatory requirements (Bangladesh Bank)
  • Regularly visit the customers/businesses that fall under portfolio at risk and utilize/ circulate the knowledge gained from the same
  • Preparation of checklists/synopsis related to credit proposals for Credit Evaluation Committee
  • Meeting and preparation of Board Memos for approval
  • Supply necessary report to Bangladesh Bank related to credit issues as and when required
  • Assist on specific projects / tasks as assigned

Educational Qualification:

  • BBA/ MBA degree (Major in Finance/ Accounting/ Banking) with a minimum CGPA of 3.25 on a 4.0 point scale from any reputed University

Work Experience:

  • At least 1 year(s)
  • Freshers are also encouraged to apply.

Others Requirements:

  • Superior problem solving, analytical, decision-making, presentation and interpersonal skills
  • Excellent oral and written communication skills
  • Computer literacy having good command in Microsoft Office Suite
  • Drive and determination - high energy level, but composed and independent

Others Benefit:

 

Source: bdjobs

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