Credit Analyst - Home Loan/ Salary Loan, Retail Underwriting

Company Name: BRAC Bank Limited


Roles & Responsibilities:

  • Analyze and evaluate loan proposals as per banks lending guidelines, internal policies and procedure and regulations and essential documents with due diligence.
  • Evaluating the creditworthiness of prospective clients and projects.
  • Preparation and analysis of financial statements of different businesses in diverse industries.
  • Review of loan documents and ensuring sufficient security proposition and accurate documentation against the credit granted.
  • Ensuring CIB and relevant legal and statutory compliance.
  • Prospective client visits and risk assessment of prospective customers.
  • Preparation and review of credit appraisal reports and approval of loan facilities.
  • Responsible for quality of loan portfolio for the responsible products, segments and regions.
  • Assist on specific projects/tasks as assigned
  • Attend & conduct training & provide feedback to all relevant concerns
  • Update knowledge in CRM Policy (BBL and Bangladesh Bank), credit-related circulars and guidelines (external & internal), loan documentation, etc.

Educational Qualification:

  • Graduate from a reputed institution

Work Experience:

  • At least 2 year(s)

Others Requirements:

  • Sound knowledge of Central Banks credit policies and circulars
  • Strong analytical skill to analyze retail loan proposals
  • Knowledge of local business & economic situation depends on nature & area
  • Strong Command over MS Office
  • Proficient in customer centricity, self-propelled and capability to meet deadlines

Others Benefit:

As per company rules.

 

Source: Bdjob

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