Data Scientist, Credit Risk Management

Company Name: IDLC Finance Limited


Roles & Responsibilities:

  • Develop and implement IDLCs data strategy for data-driven credit analysis
  • Constructing analytics infrastructure for Big Data Analysis in IDLC
  • Undertake preprocessing of structured and unstructured data
  • Build and review predictive models and machine-learning algorithms for scorecard-based and digital lending
  • Portfolio review and pin point areas of distress and ways of improvement
  • Analyze large amounts of economic and sectorial information to discover trends and patterns for formalizing IDLCs credit strategy

Educational Qualification:

  • B.Sc/M.Sc in Computer Science, Statistics, Engineering or any other quantitative field; post-graduate degree in Data Science or other quantitative field (post-graduate degree preferably from abroad)

Work Experience:

  • At most 2 year(s)

Others Requirements:

  • Experience in data mining and Big Data analysis
  • Skilled in R/Python, SQL, Javascript and CSS
  • Hands on experience on libraries such as Tidyverse, Caret, Tidymodels, Plumber, Pandas, scikit-learn, PyCaret, Rest API
  • Skills on developing business intelligence tools (Tools: Shiny, Power BI, Tableu, Dash)
  • Familiarity with Docker and Unix
  • Working experience with linear and non-linear correlation techniques for logic driven decision-making
  • Exposure in advance credit scorecard models, such as Regression, Tree based model, Naïve Bayes, Neural Network, kNN, etc.
  • Analytical mind and business understanding of local markets
  • Strong skill in statistical inference
  • Problem-solving aptitude
  • Excellent communication and presentation skills

Others Benefit:

As per company rules.

 

Source: Bdjob

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