Company Name: Trust Bank Ltd
Roles & Responsibilities:
- In-depth analysis & scrutinizing of credit proposals of RMG clients received from branches in line with the Banks Credit Policy, guidelines, regulations and credit norms of the Bank, Bangladesh Bank and other regulatory authorities.
- Identify the different risks factors like financial risk, business/industry risk, management risk, security risk, relationship risk, marketing risk etc. while analyzing credit memo of RMG client.
- Prepare credit memo for the managements of the bank complying all the regulatory guidelines and in accordance with credit policy of the bank.
- Issuing sanction letter of approved credit facility(ies) to the concerned Branch stipulating all standard terms and conditions and in accordance with the special terms and conditions stipulated by the sanctioning authority.
- Follow up and monitor the business performance of RMG Clients (i.e. utilization of limit, export & import, status of shipment in line with export order etc.) on weekly basis.
- Periodical (monthly & quarterly basis) health analysis (i.e. status of overdue, Forced Loans, short shipment, canceled export order, stock lots, overall coverage against non-funded & funded liabilities etc.) of the existing RMG client to early identify of the potential crisis and report to the Head of Department for taking remedial measures.
- Maintaining correspondence with the Bangladesh Bank and other regulatory authorities as and when required for different issues of the RMG clients.
Educational Qualification:
- Bachelor of Business Administration (BBA)
- Minimum Graduate, preferably in business background/apparels merchandising
Work Experience:
- At least 8 year(s)
Others Requirements:
- Minimum 8 years experience in banking (preferably in credit department) and at least 03 years experience in working at Garments Department/Credit Department with adequate exposure in handling RMG clients
- Candidates having certification on CDCS will get preference
Others Benefit:
As per company rules.