Credit Analyst || BRAC Bank Limited

To support its continuous business growth, BRAC Bank is currently looking for professionals with drive and passion to succeed to join in Retail Banking Underwriting
Analyze and evaluate of loan proposals as per banks lending guidelines, internal policies and procedure and regulations with expertise and essential documents with due diligence.
The candidate must have sound knowledge on credit policies and circulars by the Central Bank.
Evaluating credit worthiness of prospective clients and projects.
Preparation and analysis of financial statements of different businesses in diverse industries.
Review of loan documents and ensuring sufficient security proposition and accurate documentation against the credit granted.
Ensuring CIB and relevant legal and statutory compliance.
Prospective client visits and risk assessment of prospective customers.
Preparation and review of credit appraisal reports and approval of loan facilities.
Responsible for quality of loan portfolio for the responsible regions.
Assist on specific projects / tasks as assigned
Attend & conduct training & provide feedback to all relevant concern
Update knowledge in CRM Policy (BBL and Bangladesh Bank), credit related circulars and guidelines (external & internal), loan documentations, etc.

For fresh candidate, one must possess a minimum CGPA of 3 (out of 4) at both graduation and post-graduation level and minimum CGPA of 4.50 (out of 5) at S.S.C and H.S.C levels from UGC approved institution or internally accredited institution. Having additional degree in MBA/ Masters will be considered as an added advantage.

As per company policy

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